Stop Leaking Money and Start Valuing It with No Spend Month October

Is This Stopping You From Owning Your Home?

It’s time to whip your finances into shape. Money is the band-aid we place over up the gaping flesh wound that is thoughtless, unsustainable consumerism. The wound isn’t healed just because you smack a $20 on it every few days and absorb more blood. If your money is busy covering up some financial wounds, No [Continue Reading...]

No Spend Month: Week 4 Review

Last Week’s Total: $216.03$7 – Parking at the county park when we went swimming$1 – Parking, Nick’s second job$46.09 – Tank of gas TOTAL: $273.12REMAINING: -$23.12 Well, we went over. For the first time ever, I blew through a No Spend limit. And it wasn’t the kids presents that did it either – it was [Continue Reading...]

Frugal Friday: Detox From The Treat Spiral

I’ll be honest.  I can’t wait for no spend month to be over. I can’t wait to spend money again. This is how I’ve felt every time we’ve done the no-spend exercise – by the time the month is over, I’m ready to start laying down some cash. We all feel better for the occasional splurge, for a treat [Continue Reading...]

No Spend Month: Week 3 Review

I had a dream last night that I went out shopping. I don’t remember what I bought, I just remember the dream sensation of handing over a big chunk of money. No Spend Month must be in full effect! Updated tally for this week: Last Week’s Total: $141.01$9 – Two large pickling crocks my friend [Continue Reading...]

No Spend Month: Week 2 Review

Updated tally for this week: Last Week’s Total: $95.76Yet more strawberries (I’m done, I swear): $26 Birthday present for a kid’s party: $6.25* Pitcher of beer at a company farewell party for a coworker (Nick): $13 TOTAL: $141.01 REMAINING: $108.99 *Actually the present for the kid-friend was more than this but I had a $14 [Continue Reading...]

Frugal Friday: The Budgeting Process And Advanced Fun Card Techniques

Last Friday I talked about our household’s budgeting tool, the Fun Card. It’s a very simple idea that helps keep our day-to-day expenses in line. But, like any tool, the value comes in the use, not the having. Homebrew Husband and I used to think budgeting was the act of making a budget. That’s like [Continue Reading...]

No Spend Month: Week 1 Review

Well $250 is going to be a lot harder than I anticipated. I managed to forget about provisioning berries for the year, and with the late spring, all the mid-June strawberries ripened in early-July. I’m looking at blueberries and raspberries coming down the line in the next few weeks and I’m wondering if I blow [Continue Reading...]

Frugal Friday: Fun Card Budgeting For Non-Budgeters

I spent most of my post-college years with a checking account that was perpetually overdrawn by $300. I once went on a three-week trip to Scandinavia and spent the entirety of my food money on my first dinner outside of the U.S. In my defense, food in Reykjavik during the holiday season is unbelievably expensive. [Continue Reading...]

No Spend July: Be A Cheap Bastard For A Month

It’s July and that means our No Spend Month Challenge is in effect. If you’ve been following along on Facebook or on the blog, you know that June is a spendy series of weeks for us and July seems like a natural month to reign in hard on the spending. That’s where NSM comes into [Continue Reading...]