Income Resilience (Surviving A 20% Paycut)

paycut

Early last week, late in the afternoon just before I, with my farmer’s hours schedule, was ready to sign off from my day job for Anonymous Giant Corporation, I received an email from my boss. It had all the hallmarks of something sent in haste, in response to someone else’s urgent email, also sent in [Continue Reading...]

Dos and Don’ts for Cheapskates

Cheapskates

I recently heard about a show called Extreme Cheapskates that sounded like it might be full of interesting money saving tips. I watched a few episodes on Netflix while I was washing dishes. Man, some of the folks profiled on that show aren’t just frugal – they’re nuts! They are stealing from restaurants, embarrassing people, [Continue Reading...]

Mini-Money Challenge: Own Your Financial Numbers

My spreadsheet software came preinstalled with various financial planning templates like this. Yours might too.

As I recall, Oprah, in one of her less-svelte periods, talked about “owning her number.” As in, admitting publicly that she weighed 200 pounds. Owning Your Number is not being scared to really look at your starting point. It’s about getting past denial. I consistently find the philosophical fundamentals of financial fitness and physical fitness are the same. One deals in [Continue Reading...]