6 Simple Steps To A Life-Changing Financial Goal

Six Simple Steps To A Life Changing Financial Goal

Today is the last day of No Spend Month October and I am happy to be able to open up the wallet a little more tomorrow. My son needs bigger pajamas, both cars need gas and I would really like to start implementing our plan to phase our light bulbs to LEDs. In a more [Continue Reading...]

The Zombies Are Here. Are You Ready?

Screen shot 2012-10-30 at 12.32.19 AM

Someone has to say it: the zombie apocalypse is upon us. The electrical grid is blowing up, the Eastern Seaboard is underwater, the Appalachia’s are under snow, freeways have turned into waterways and, just so the West Coast can get in on the action, earthquakes rock the coast of British Columbia roughly every two hours. [Continue Reading...]

Mini-Money Challenge: What’s Important To You, Really?

What Are Your Values? Poster

Throughout this No Spend Month I’ve talked (and talked…and talked) about financial values. Well, now I have a confession to make. There really aren’t any financial values. There are just your values. Financial management and financial goals are big tools to help you live in accordance with your values, but they are not the same as values. If [Continue Reading...]

No Spend Month: Week 4 Wrap Up and Unexpected Expenses

Best investment I could make.

Ah, Hubris Last time this week I was feeling pretty rocking about our No Spend Month Prospects. With over a hundred bucks of our alloted $250 left, stretching the pennies to November seemed a pretty simple task. I was sure that if I could just stay away from the sushi we’d have this challenge in [Continue Reading...]

Mini-Money Challenge: How Handy Are You?

Scoping out the options at the Big Box Store.

My friend had a leak under her sink. Big puddle of water. They called the plumber, who quoted her $800 to pull and remove the leaking faucet and replace it with a new one. She related the story to me: “$800?! Are you kidding? That’s a lot of money! That’s almost a thousand dollars!” “So [Continue Reading...]

Mini-Money Challenge: Assessing Your Clothes Drying Habits

Drying Rack

Your clothes dryer sucks your money away. After your basic HVAC, fridge and freezer it is the biggest and most expensive energy hogging appliance in your house. You are a NW Edible reader, so of course you know a clothes dryer is totally optional. People have, can and do line-dry their clothes 100% of the [Continue Reading...]

No Spend Month: Week 3 Wrap Up and At-Home Coffee Analysis

Cost of Coffee at Home (3)

The giant canister of coffee beans we keep on the counter clinked empty early this week. Out. Of. Coffee. This is how most conversations before 10 am start in Seattle: “I’m not really up and moving yet. Haven’t had my coffee!” “Hey, do ya wanna go get a coffee?” “Um, could we talk about this…after [Continue Reading...]

Mini-Money Challenge: Occupy Your Brain (Why You Don’t Really Want What You Want)

What We Want From Our Purchases Chart

I had a dream the other night. I was working some corporate job and my boss lent me his car to run errands over the weekend. In the dream, I didn’t know what kind of car it was, and somehow Homebrew Husband ended up driving it to pick me up from this job. This was [Continue Reading...]

Mini-Money Challenge: Sell Some Books

Sell Your Used Books (2)

I’m of the Erasmus school of spending: When I get a little money I buy books; and if any is left I buy food and clothes. As an example, these are some of – but not all of, you understand – my cookbooks: I have an equivalent number of gardening and house-maintenance books, quite a few big, heavy collections of [Continue Reading...]

No Spend Month: Week 2 Wrap-Up

Labyrinth Board Game

Ready for the big No Spend Month disappointment? I totally succumbed to temptation at the thrift store this week. See, there was this mint condition, vintage, all-wood game of Labyrinth. Remember trying for hours to get that little metal ball past the fourth hole in the board? Or was I the only one dorky enough [Continue Reading...]

Mini-Money Challenge: Plugging Your Little Money Leaks and The Latte Factor

Latte Factor Money Leak Assessment

Everyone who talks about budgeting beats up on Starbucks and people who just want a damn cuppa coffee to help them get through their long, long day. Poor Starbucks. Poor Latte Drinkers. I get it. I live in Seattle, where we love coffee, we love Starbucks, and mostly we love to pretend to hate Starbucks [Continue Reading...]

Mini-Money Challenge: Earn $1440 An Hour With A Phone Call

Internet Bill Before

When the hell did my internet bill become $80 a month? That’s not for some fancy bundled internet-TV-phone combo thing, you understand, although they would like me to do that (oh, yes they would!). No, that’s just for the internet service. We’ve been without cable TV and a home phone line for years. We have just have this one [Continue Reading...]